Lender-grade underwriting for buy-and-hold rental deals. Fill in the blue cells, read the verdict. Done in 10 minutes.
Unlike DealCheck or BiggerPockets Pro — no annual subscription. $29, once.
Download Now — $29
Every metric a lender or experienced investor looks at on a buy-and-hold deal, automated. You type the purchase price, rent, and loan terms. The spreadsheet returns a verdict.
Net Operating Income with itemized expenses. Cap Rate tells you what the property yields before financing.
Debt Service Coverage Ratio (lenders want 1.20+) and Debt Yield (the metric they use when DSCR looks marginal).
Cash-on-Cash shows your actual return on cash invested. IRR captures total return including appreciation and principal paydown.
Stress-test rent, vacancy, and expenses simultaneously. See how the deal changes before it changes on you.
Reverse-engineers the maximum purchase price your loan terms can support. Nobody else includes this.
The Summary tab gives you a one-word verdict based on all metrics. No ambiguity.
One .xlsx file, 11 tabs. Open in Excel, Google Sheets, or Numbers.
The BP calculator covers basics: rent, expenses, cash flow. The Deal Analyzer adds Debt Yield (the metric commercial lenders actually use), sensitivity tables for stress-testing, Lender Solver for reverse-engineering your max price, and a 5-year pro forma with IRR. If your total investment is under $50K, the free BP calculator works fine. Above that, you need these metrics.
Yes. Open Google Sheets, go to File, Import, and upload the .xlsx. All formulas are standard Excel formulas that Sheets fully supports. No macros, no VBA, no add-ons.
Email orders@shopfolio.store. I respond within 24 hours. If the spreadsheet has a formula error, I fix it and re-deliver. If I cannot fix it, full refund.
If the spreadsheet doesn't work for your use case, email orders@shopfolio.store. I'll fix the issue or refund you in full — no forms, no questions asked.
The Deal Analyzer covers pre-purchase underwriting. Complete your investor toolkit:
Learn more: How to Analyze a Rental Deal in 10 Minutes · The BRRRR Strategy Explained
$29. One-time purchase. Lender-grade math. Yours forever.
Download Now — $29If the spreadsheet doesn't work for your situation, email me. I fix it or refund it. No forms, no hoops.