What most spreadsheets leave out
Lender Solver
Reverse-engineers the max purchase price your loan terms support. Nobody else includes this.
Debt Yield
The metric commercial lenders actually use when DSCR looks marginal. Most free calculators skip it.
Sensitivity Tables
Stress-test rent, vacancy, and expenses in one table. See how the deal changes before it changes on you.
Schedule E / Schedule C Auto-Fill
Rental Tracker auto-populates IRS Schedule E. Small Biz Dashboard maps to Schedule C. Your CPA will thank you at tax time.
See how we compare
Shopfolio vs. QuickBooks, Stessa, DealCheck, and free calculators — side by side.
View comparison tableThree steps. Ten minutes.
No setup, no learning curve, no macros. Open the file and go.
Buy + download
Pay once. The download link hits your email in 30 seconds. Save the file.
Fill blue cells
Open in Excel or Sheets. Blue cells are your inputs. Everything else auto-calculates.
Get your answer
GO / NO-GO / profit margin / tax liability. What took hours now takes 10 minutes.
Not ready to buy? Get the free reference card.
The 5 metrics that matter on every rental deal: DSCR, Cap Rate, Cash-on-Cash, IRR, and Debt Yield. What each one means and when to walk away.
No spam. One email with the reference card. That's it.
Pick your tool. Download in 30 seconds. Use it for the next 10 years.
Every product comes in Lite ($9) or Pro ($29). Bundles save you 32-33%.
Every product is a finished tool. Plug in your numbers, read the verdict.
Which tool do you need?
Find the right spreadsheet for your situation.
Small Biz Starter Kit Freelancer Pro + Small Biz Pro
Everything a solopreneur or freelancer needs to track finances and handle taxes. Two Pro spreadsheets, one download. Replace QuickBooks without the monthly bill.
- Freelancer Financial Command Center Pro: quarterly tax estimator, client P&L, mileage log, 1099 tracker
- Small Business Dashboard Pro: P&L, cash flow projector, IRS Schedule C, lending readiness
- Both include Tax Intelligence, Lending Pulse, and Assumptions Audit tabs
Freelancer Financial Command Center Pro
Track every client. See which ones are profitable per hour. Estimate quarterly taxes as income arrives. Mileage log and 1099 reconciliation built in.
View full details →
Small Business Dashboard Pro
See your profit margin, project cash flow 6 months out, and estimate quarterly taxes. Every expense maps to IRS Schedule C. Lending Pulse shows if you qualify.
View full details →
Freelancer Financial Command Center Pro
Client P&L, quarterly tax estimator, mileage log, and 1099 reconciliation. Know which clients are worth your time.
Small Business Dashboard Pro
P&L, 6-month cash flow projector, and IRS Schedule C auto-fill. Replace QuickBooks for $29 — once.
1099 Freelancer Tax Tracker
Track 1099 income, estimate quarterly taxes, reconcile at year end. The essentials without the extras.
Download — $9Small Business Bookkeeping Template
Income and expense tracking with basic P&L. Simple bookkeeping that maps to Schedule C categories.
Download — $9| Small Biz + Freelancer Features | Lite ($9) | Pro ($29) |
|---|---|---|
| Core formulas + tracking | ✓ | ✓ |
| Sample data pre-loaded | ✓ | ✓ |
| Google Sheets compatible | ✓ | ✓ |
| Tabs per workbook | 3-4 | 8-11 |
| Tax Intelligence (2026 IRS rates, brackets, deductions) | — | ✓ |
| Lending Pulse (Fed credit environment + rate comparison) | — | ✓ |
| Assumptions Audit (every default sourced + verified) | — | ✓ |
| Client P&L + Mileage Log (Freelancer) | — | ✓ |
| Cash Flow Projector + Lending Readiness (Small Biz) | — | ✓ |
RE Investor Toolkit all 3 Pro workbooks
Underwrite BEFORE you buy, model the BRRRR cycle DURING rehab, track cash flow + Schedule E taxes AFTER you stabilize. Built to analyze deals from the buy-side.
- Real Estate Deal Analyzer Pro: DSCR, debt yield, sensitivity analysis, Lender Solver, IRR
- BRRRR Strategy Calculator Pro: MAO, cash-out refi math, cash-left-in-deal verdict
- Rental Cash Flow Tracker Pro: monthly logs, YTD variance, IRS Schedule E auto-populated
- All 3 include Market Context, Lending Pulse, and Assumptions Audit tabs
Real Estate Deal Analyzer Pro
Know if a rental deal works before you make the offer. DSCR, Cap Rate, Debt Yield, IRR — then a GO/NO-GO verdict in 10 minutes. Includes Market Context and Assumptions Audit.
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BRRRR Strategy Calculator Pro
Model your entire rehab-to-refi cycle before you bid. MAO, rehab tracking, and cash-back-after-refi math. Sensitivity analysis shows how your returns change.
View full details →
Rental Cash Flow Tracker Pro
Track every dollar in and out. Budget vs actual with variance flags. Schedule E is already done at year end. Lending Pulse shows refi timing.
View full details →
Real Estate Deal Analyzer Pro
DSCR, Cap Rate, Debt Yield, IRR, and a GO/NO-GO verdict. Know if a deal works in 10 minutes.
BRRRR Strategy Calculator Pro
MAO, rehab costs, and cash-back-after-refi. Model the full cycle before you bid.
Rental Cash Flow Tracker Pro
Track every dollar. Budget vs actual with variance flags. Schedule E done at year end.
Real Estate Deal Calculator
Basic deal analysis with NOI, Cap Rate, and DSCR. Quick underwriting for straightforward deals.
Download — $9Rental Property Expense Tracker
Monthly income and expense tracking with basic P&L for your rental. Simple, clean, gets the job done.
Download — $9| Real Estate Features | Lite ($9) | Pro ($29) |
|---|---|---|
| Core formulas + tracking | ✓ | ✓ |
| Sample data pre-loaded | ✓ | ✓ |
| Google Sheets compatible | ✓ | ✓ |
| Tabs per workbook | 3-4 | 8-11 |
| Market Context (institutional CRE cycle read) | — | ✓ |
| Lending Pulse (Fed credit environment + rate comparison) | — | ✓ |
| Assumptions Audit (every default sourced + verified) | — | ✓ |
| Sensitivity Analysis + IRR (Deal Analyzer) | — | ✓ |
| Lender Solver + Debt Yield (Deal Analyzer) | — | ✓ |
| Schedule E Auto-Fill (Rental Tracker) | — | ✓ |
Industry Benchmark Report
Compare your business to real Census and IRS data. See where you stand on margins, revenue per employee, and expense ratios for your industry.
Built by Shopfolio — practical spreadsheets that run the numbers for you.
Shopfolio reads institutional research and looks at deals from the buy-side. These spreadsheets use the same math you'd apply professionally — DSCR minimums, debt yield thresholds, sensitivity stress tests. I built them for my own rental deals and my own business, then priced them for the person doing it themselves.
Before you buy
What do I get after I pay?
An email within 30 seconds with a download link. The link is valid for 48 hours. Save the file to your own drive — it's yours forever.
Does this work in Google Sheets?
Yes. Open Google Sheets, File → Import → Upload your .xlsx. All formulas are standard Excel formulas that Sheets supports natively.
Is this another subscription?
No. One-time purchase. Free updates for life. $29 is roughly what you pay for one month of QuickBooks or Stessa Pro — except you keep it forever.
What's the difference between Lite and Pro?
Lite ($9) gives you core formulas and 3-4 tabs — the essentials to get your answer. Pro ($29) adds 8-11 tabs including Tax Intelligence with current IRS rates, Lending Pulse with Fed credit data, Assumptions Audit with sourced defaults, plus advanced features like sensitivity analysis, Client P&L, and mileage tracking. If you want the answer, get Lite. If you want the full picture, get Pro.
How is this better than free calculators?
Free tools cover basics. Shopfolio Pro includes Lender Solver, sensitivity analysis, Debt Yield checks, and Schedule E tax prep that no free tool offers. If your deals are under $50K total investment, use the free BiggerPockets calculator. Above that, the math matters more.
Who built this?
Shopfolio templates are built by people who actually run these numbers — for rental property analysis and small business finances. Every formula has a documented source.
What if something is broken?
Email orders@shopfolio.store. I respond within 24 hours and will fix the issue or re-deliver. If I cannot fix it, full refund. No forms, no hoops.
What if I'm not good at spreadsheets?
You don't need to be. The blue cells are your inputs. Everything else auto-calculates. If you can type a number, you can use this.
Can I use this for multiple deals or businesses?
Yes. The file is yours. Duplicate it, modify it, use it on every deal for the rest of your career. No per-use limits, no seat licenses.
Free guides to get you started
Real analysis, real numbers. Read before you buy — or just use the spreadsheet.
You already know your numbers matter. Stop guessing them.
Start at $9 for Lite. Get the full picture for $29. Bundles save you 32-33%.
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